According to Kiplingers, we overpay for many things such as ATM fees.
Each time you use an out-of-network ATM you pay an average of $3.43. Do that once a week and you'll rack up almost $180 in ATM fees every year.
There are a few ways to avoid these fees.
- Use a bank that has a large ATM network
- Use an online account that reimburses fees. E-Trade and Charles Schwab do this.
- Get cash back at a retail or grocery store


